Germangirl, There is a bedroom on the first floor. We used the standard plan layout except we extended the length from 30 to 40 ft. The extra length is in the family room/living area. The plans for the standard layout are on the forum (search for 1 1/2 story 20 x 30 cottage).
John, thank you! Thanks for all of your support and patience with our questions. I'll take some pictures of the outside with the finished porch next time. It especially looks good all lit up at night. Dave is actually talking about another project down the road sometime once we finish this one (actually, we'll probably always be doing something to this one as we are already talking about adding an island to the kitchen, lol). We'll see. Again, thanks!